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New York Life Insurance Company and New York Life Insurance and Annuity Corporation pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. AARP does not employ agents, producers, or brokers. AARP has established the AARP Annuity Trust and the AARP Life Insurance Trust to hold group life insurance policies and group annuity contracts for the benefit of AARP members.

The AARP Life Insurance Program is underwritten by New York Life Insurance Company (NAIC #66915), New York, NY 10010. The AARP Lifetime Income Program is underwritten by New York Life Insurance and Annuity Corporation (NAIC #91596), Newark, DE 19713. AARP membership is required for Program eligibility. Guarantees are based on the claims-paying ability of NYLIAC. Specific products, features and/or gifts not available in all states or countries. New York Life Insurance Company and NYLIAC are licensed in all 50 states. (Group life insurance policy forms AA-08, AA-66, AA-67, AA-68, AA-71, AA-72 and Individual policy forms ILJUV6, ILJUV6-ID, ILJUV6-LA, ILJUV6-MN, ILJUV6-OH, ILJUV6-VT). (Group annuity policy forms IA-01, IA-02, and IA-04). New York Life Insurance and Annuity Corporation is a wholly owned subsidiary of New York Life Insurance Company.

Complete terms and conditions are set forth in the group policy issued by New York Life to the Trustee for the AARP Life Insurance Trust.

Young Start is a service mark of New York Life Insurance Company.

The licensed life insurance agent is Michael Horan (Arkansas #280279, California #0B58435). Please call New York Life at 1-800-865-7927.

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