Who is Eligible
AARP members ages 50 to 80 are eligible to purchase AARP Young Start coverage for their children or grandchildren up to 17 years old.2
No Medical Exam
No physical exam or medical tests are needed. Acceptance is based on your answers to health questions and other information you provide.
If death results from suicide in the first two years, benefits will not be paid.3
The beneficiary will be the child's parent, guardian, or estate representative. At age 21, the child will become the owner and be able to change the beneficiary.
Valuable Premium Waiver
As long as coverage is in effect for two years prior to your death, further premiums will be waived for each child until he or she turns 21. At that time, to continue coverage, future premiums will become his or her responsibility.
Frequently Asked Questions
Find answers to your additional questions here
Not available in all states.
✝Includes details on costs, eligibility, renewability, limitations and exclusions.
1Current premium for a child age 3 weeks to 17 years old. Other coverage amounts are available. Please see the rate chart for complete details.
2Issue age for product is 3 weeks to 17 years old. In Texas, the issue age for this product is from birth to 17 years old.
3Missouri and North Dakota Residents: The suicide exclusion applies only for one year.